Property damage can create significant financial stress, whether it results from an accident, fire, storm, water intrusion, or another unexpected event. When your home, vehicle, business, or other property is damaged because of another person’s negligence or because an insurance company fails to properly handle your claim, you may have legal options for recovering your losses. At Frank D’Amico, Jr., we work to protect the rights of property owners and individuals dealing with significant property damage and insurance disputes. We can help investigate the cause of the damage, evaluate your losses, address disputes with insurance companies, and pursue the compensation you may be entitled to receive.

Property damage claims can involve homes, businesses, vehicles, and other property affected by accidents, fires, storms, water, defective products, or other causes. We can review the circumstances of your loss and help determine your legal options.
Document the damage with photographs or video, take reasonable steps to prevent additional damage when possible, keep receipts for repairs and temporary expenses, and notify your insurance company as required by your policy. Keep copies of all correspondence and documentation related to the claim.
A denied claim does not necessarily mean you have no legal options. An attorney can review your insurance policy, the reason for the denial, and the evidence supporting your claim to determine whether the insurer may have improperly denied or handled your claim.
You do not necessarily have to accept an insurance company’s valuation of your property damage. If the amount offered does not adequately cover your losses, an attorney can review the estimate, supporting documentation, and policy provisions and help determine your options.
Depending on the circumstances and applicable insurance coverage or law, you may be able to recover the cost of repairs or replacement, damaged personal property, additional living expenses, and other losses associated with the property damage.
Photographs, videos, repair estimates, invoices, receipts, property inventories, inspection reports, and other documentation can help establish the extent and value of your losses. Preserving evidence as soon as possible can be important when a claim is disputed.
If another person’s negligence caused damage to your property, you may have a claim against the responsible party. The available remedies depend on the circumstances of the incident and the applicable law.
Deadlines can vary depending on the type of damage, the insurance policy involved, and the applicable state or federal law. Because failing to meet a deadline can affect your ability to recover, it is important to seek legal advice as soon as possible.
An attorney can be especially helpful when an insurance company denies your claim, delays payment, disputes the cause or extent of the damage, or offers less than you believe your losses are worth. Frank D’Amico, Jr. can review your situation, help protect your rights, and pursue the compensation you may be entitled to receive.